Licensed by CBN & NDIC Insured

Empowering Dreams, Supporting Businesses, Building Communities

At Landgold Microfinance Bank, we provide the capital, savings products, and financial guidance you need to power your personal growth and retail ventures.

Landgold SME Care

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Competitive interest yields on target savings, designed to secure small business funds.

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Customers Served
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Years of Operation
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Loans Disbursed
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SMEs Supported
Explore Offerings

Featured Banking Products

Secure financial products designed to simplify transactions, secure savings, and deliver credit facilities for your personal and enterprise needs.

Easy Buy Asset Finance

Easy Buy (Asset Finance)

Acquire household items, equipment, and assets today while spreading the repayments.

  • Buy home appliances instantly
  • Highly flexible repayment schedules
  • Fast and transparent approval timelines

Savings Account

Open an interest-bearing personal account. Start saving securely for tomorrow.

  • Compound interest yields
  • Zero account maintenance charges
  • Safe mobile and banking alert support

Current Account

Perfect for merchants, corporate payroll processing, and daily business transactions.

  • Unlimited deposits and withdrawals
  • Customizable merchant POS terminal tools
  • Dedicated corporate relationship managers

Daily Savings (Esusu / Alajo)

Tailored Daily savings for market women, traders, and artisans. Save incrementally at your shop.

  • Door-to-door daily collection service
  • Highly flexible micro-savings plans
  • Immediate access to business micro-loans

SME Working Capital Loans

Secure low-interest, short-term financing to boost inventory and business cash flow.

  • Quick turnarounds on applications
  • Flexible collateral requirements
  • Specialized SME advisory support

Central Bank Interventions

Access special government and central bank funding channels with single-digit interest.

  • Single-digit interest rates (9% APY or lower)
  • Long-term, comfortable repayment periods
  • Ideal for agricultural and manufacturing SMEs
The Gold Standard

Why Choose Landgold MFB

We build deep, long-standing banking relationships in our local community by delivering fast, transparent, and secure finance tools.

Fast Processing

No long delays. Credit assessments and approvals completed in a few business days.

Community Focus

Based in Agbado, we understand the local market patterns and small business dynamics.

Secure Banking

Fully licensed by CBN and regulated with absolute client protection and NDIC insurance.

Financial Inclusion

Bridging the banking gap for market women, traders, and artisans.

Trusted Services

Over 15 years of delivering solid financial security and growth across Ogun State.

Our Testimonials

Stories of Financial Success

Read how Landgold Microfinance Bank has supported micro-enterprises and local entrepreneurs in achieving financial growth.

The Daily Savings Scheme (Esusu) has transformed how I run my shop. The agent comes directly to my market stall to collect my daily contributions. Opening this account gave me access to quick trader credit to buy wholesale items before the festival.

Alhaja Kudirat S.

Market Woman & Fabric Seller

Getting capital for electronic imports was a major bottleneck for my shop. Traditional banks had months of red tape. Landgold reviewed my cashbook, verified my shop at Oke-Aro, and disbursed the SME working capital loan within four days.

Mr. Chukwuma O.

Electronics Merchant, Agbado

Managing payroll and cashflow for my wholesale grocery store was stressful. Using their Current Account and POS terminals simplified checkouts for my retail clients. Their business advisory team keeps our finance logs neat.

Mrs. Funmi Adebayo

SME Owner & Grocery Distributor

When we needed specialized machinery to scale our bakery, we leveraged Landgold's Central Bank-backed agricultural intervention loans. The single-digit interest rates made repaying incredibly smooth without straining our profits.

Tunde & Seyi A.

Bakery Entrepreneurs
Knowledge Hub

Latest Financial Advisory Tips

Build your financial literacy and discover tips compiled by our advisory experts to scale your business.

Business Growth

How to Grow a Small Business in Nigeria

Discover key methods to retain customer loyalty, leverage microfinance credit, and expand retail distribution channels effectively.

Read Article
Saving Tips

Saving Strategies for Retail Entrepreneurs

Learn how dividing daily shop profits, using daily Esusu contributions, and locking fixed assets can cushion inflation.

Read Article
SME Advice

Managing Small Business Cash Flow

A complete checklist on tracking debtors, negotiating supplier terms, and preparing payrolls without straining bank reserves.

Read Article

Ready to Secure Your Financial Future?

Join thousands of business owners, traders, and families who rely on Landgold Microfinance Bank to manage their deposits and scale their credit.