Flexible Loan Solutions

Empowering retail traders, SMEs, and salaried professionals with fast capital.

Loan Categories

Credit Products Built For You

Whether you need inventory financing, consumer asset credit, or specialized CBN funding, we have a product tailored to your needs.

SME Business Loan

Working capital support designed for grocery wholesalers, retail merchants, and local distributors. Ideal for stock replenishment.

Micro Loan (Traders)

Accessible financing for market women and artisans. Secured using guarantor verification and daily contribution track records.

Asset Financing

Spread out payments for crucial equipment, commercial tricycles, generators, or shop fixtures. Buy now, pay comfortably.

CBN Intervention Loans

Access subsidized government intervention schemes with single-digit interest rates and long repayment periods.

Application Process

Simple Steps to Funding

Our credit delivery pipeline is structured to reduce paperwork and disburse cash rapidly.

1

Apply

Fill out the application online or visit our Agbado office with your documents.

2

Review

Our credit risk assessors review your sales logs, shop valuation, or invoice.

3

Approval

Approval is granted, and credit conditions (guarantors signed) are cleared.

4

Disbursement

Funds are immediately credited to your Landgold savings account within 24 hours.

Loan Calculator

Calculate Your Repayments

Use our calculator to estimate your weekly/monthly repayments. Calculations assume a flat 2.5% monthly interest rate.

Loan Amount250,000
Repayment Tenure6 Months
Estimated Monthly
47,917
Total Interest
37,500
Total Repayment
287,500
FAQ

Common Lending Questions

Read our common loans and credit facility answers below.